By accessing or using this assessment tool and website ("Tool"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Tool.
This Tool is provided for informational and educational purposes only. It does not constitute insurance advice, legal advice, tax advice, or a binding coverage determination. Results generated by the Tool are estimates based on your inputs and do not guarantee eligibility, savings, or compliance with any law or regulation. Always consult a licensed insurance professional before making benefits decisions.
Use of this Tool does not create an insurance agent-client relationship. OTB Solutions LLC is not an insurance carrier. Any follow-up communication from a licensed advisor is informational and subject to your explicit consent.
The BenefitIQ chat assistant is powered by third-party AI technology (Anthropic Claude). Responses are generated automatically and may not reflect the most current regulatory guidance. AI responses are educational only and should not be relied upon as legal or compliance advice.
All content on this Tool, including text, graphics, and software, is the property of OTB Solutions LLC or its licensors. You may not reproduce, distribute, or create derivative works without prior written permission.
OTB Solutions LLC is not liable for any damages arising from your use of or reliance on this Tool. The Tool is provided "as is" without warranties of any kind, express or implied.
These Terms are governed by the laws of the State of Georgia. Any disputes shall be resolved in the courts of Georgia.
OTB Solutions LLC — chris@solutionotb.com